Public Adjusters
What is a Public Adjuster?
An authority on loss adjustments who you can retain to assist you in preparing, filing, and adjusting your insurance claims.
Can I prepare my own claim?
Sure, but it stands to reason that the public adjuster who has years of experience and training can do so with more competence than the policyholder. More specifically, a public adjuster will assist you in the preparation of inventories, estimates and other factual proofs of loss. He or she will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policies. Your public adjuster will also confer, on your behalf, with insurance company representatives and handle all matters essential to a proper and satisfactory adjustment.
Why do I need help in filing an insurance claim?
The typical policy contains hundreds of provisions and stipulations - various forms and riders that are constantly changing and many complex details about your requirements in case of loss. Most people do not know or understand these policy provisions - and most do not realize that the burden of proof is on them, the policyholder. Most insurance company representatives actually prefer to work with an experienced public adjuster rather than an inexperienced insured. A public adjuster not only has your confidence, but also that of company adjusters who recognize that they are dealing with a professional.
Why should I engage a public adjuster to obtain what is rightfully due to me?
Insurance companies offer to pay what is due to you as they see it. Public adjusters are your exclusive representatives. With their experience and knowledge they are better able to obtain a more favorable adjustment for you, the insured.
How much do they charge for their service?
Your public adjuster's charge is a percentage of the insurance company's settlement with you. By seeking to maximize your settlement, your public adjuster's services can save you the cost of their fees, at the very least.
FREE INFORMATION:
We are currently offering education to HOME/BUSINESS OWNERS about Public Adjustersand what we do. If you would like to have a FREE POLICY REVIEW, along with a FREE PRESENTATION/HOME INSPECTION, please contact me. Myself and one of my colleagues will come to your home, do a 1/2 - 45 minute presentation, go over every detail in your policy, give you any recommendations that we feel would be beneficial for you in the future (if you are overinsured or don't have enough), and answer any questions that you may have. All we need is your time and your ear. Also we will do group presentations.
REMEMBER
We DO NOT work for the insurance company. We work for the public. We DO NOT try to sell you anything. All we want to do is EDUCATE you. When you need us, we will be available to assist you in your insurance claim to get you the maximum amount that you deserve.
*Be sure to go to our site: www.metropa.com to find out more detailed information, and read the testimonials.
To make an appointment for a FREE policy Review: Call 1-866-997-5050. My hours for appointments are: Monday, Wednesday, Thursday evenings at 8pm. Also, Saturdays at 1pm or 3pm. Exceptions can be made if necessary.
My Company
After all, the insurance companies employ professionals to represent their interests. Shouldn't you?